:root{color-scheme:light;--paper:#f4f6fa;--white:#fff;--ink:#14213d;--muted:#617087;--line:#e3e8f0;--accent:#2563eb;--accent-dark:#1d4ed8;--blue-light:#eff5ff;--red:#b42318;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",system-ui,sans-serif;color:var(--ink);background:var(--paper);font-synthesis:none}
*{box-sizing:border-box}html{scroll-behavior:auto}body{margin:0;font-size:14px;line-height:1.5;-webkit-font-smoothing:antialiased}a{color:var(--accent);text-underline-offset:3px}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:wait;opacity:.55}[hidden]{display:none!important}:focus-visible{outline:3px solid #93b4ff;outline-offset:3px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;top:8px;left:8px;z-index:20;background:var(--accent);color:#fff;padding:14px;transform:translateY(-160%)}.skip-link:focus{transform:none}
.site-header,main,footer{width:min(100% - 36px,680px);margin-inline:auto}.site-header{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}.brand{display:inline-flex;align-items:center;min-height:44px;color:var(--ink);text-decoration:none;font-size:24px;font-weight:750;letter-spacing:-1px}.brand-dot{color:var(--accent)}.header-actions{display:flex;align-items:center}.header-actions select{min-height:44px;max-width:164px;padding:8px 10px;font-size:16px;background:var(--white);color:var(--ink);border:1px solid var(--line);border-radius:12px;box-shadow:0 1px 2px #14213d04}main{padding-top:0;padding-bottom:24px}.back-link{display:inline-flex;align-items:center;min-height:44px;padding:8px 12px;margin-left:-12px;border-radius:10px;font-size:14px;font-weight:600;color:var(--muted);text-decoration:none}.back-link:hover{background:#eaf0f8;color:var(--accent)}.hub-heading{position:relative;margin:13px 0 22px;padding-right:125px}h1{font-size:28px;line-height:1.2;letter-spacing:-.7px;color:var(--ink);margin:0 0 8px;font-weight:750}h2{font-size:14px;margin:0 0 10px;color:var(--muted);font-weight:600}.hub-heading p{margin:0;color:var(--muted);font-size:14px;max-width:35ch}.free-label{position:absolute;right:0;top:5px;padding:5px 8px;border-radius:7px;color:#47607d;background:#eaf0f8;font-size:11px;font-weight:600;white-space:nowrap}
.tool-choices{display:grid;grid-template-columns:1fr 1fr;gap:12px}.tool-choice{display:flex;align-items:center;gap:14px;min-width:0;min-height:136px;padding:20px 16px;border:1px solid var(--line);border-radius:16px;background:var(--white);box-shadow:0 3px 12px #14213d04;text-decoration:none;transition:border-color .15s,box-shadow .15s}.tool-choice:hover{border-color:#b8cef8;box-shadow:0 5px 16px #14213d09}.choice-copy{min-width:0;flex:1}.choice-copy strong{display:block;font-size:17px;font-weight:650;line-height:1.35;color:var(--ink);letter-spacing:-.2px;margin-bottom:5px}.choice-copy>span{display:block;font-size:14px;line-height:1.5;color:var(--muted)}.choice-icon{display:grid;place-items:center;flex:0 0 44px;width:44px;height:44px;border-radius:13px;background:var(--blue-light);color:var(--accent)}.choice-icon svg{width:25px;height:25px}.choice-arrow{color:#9ba8bc;font-size:26px;line-height:1}.more-tools{margin:25px 0 20px}.more-tools-card{overflow:hidden;border:1px solid var(--line);border-radius:16px;background:var(--white);box-shadow:0 2px 8px #14213d03}.more-tools a{display:flex;align-items:center;gap:12px;min-height:58px;padding:12px 16px;font-size:14px;font-weight:550;color:var(--ink);text-decoration:none}.more-tools a+a{border-top:1px solid var(--line)}.more-tools a:hover{background:#fafcff}.row-icon{display:flex;color:var(--muted);flex:0 0 21px}.row-icon svg{width:21px;height:21px}.row-arrow{margin-left:auto;color:#9ba8bc;font-size:24px;line-height:1}.info-details{border-bottom:1px solid var(--line)}summary{min-height:46px;padding:13px 0;font-size:13px;font-weight:550;cursor:pointer;color:var(--muted)}summary::marker{color:#8998ae}.details-body{padding:0 0 16px;font-size:13px;line-height:1.6;color:var(--muted);overflow-wrap:anywhere}.details-body>p:first-child{margin-top:0}.details-body>a{display:inline-flex;align-items:center;min-height:44px}.details-body p{margin:8px 0 14px}.share-controls label{display:block;font-size:13px;margin-bottom:7px;font-weight:600}.share-controls input{width:100%;min-width:0;min-height:46px;padding:10px 12px;border:1px solid var(--line);border-radius:10px;background:var(--white);color:var(--ink);font-size:16px}.share-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}#share-status:empty{display:none}
.tool-nav{margin:0 0 12px}.tool-card{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:0 4px 20px #14213d04}.tool-heading h1{font-size:26px}.tool-intro{font-size:14px;line-height:1.55;color:var(--muted);margin:0 0 24px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}.field{display:flex;flex-direction:column;gap:7px;min-width:0;margin-bottom:18px}.field.wide{grid-column:1/-1}.field label{font-size:14px;font-weight:600;line-height:1.45;color:var(--ink)}.field input,.field select{display:block;width:100%;min-width:0;max-width:100%;min-height:48px;border:1px solid #d7dfeb;border-radius:11px;background:#fcfdff;color:var(--ink);padding:11px 12px;font-size:16px;line-height:1.4;box-shadow:0 1px 2px #14213d03}.field input:focus,.field select:focus{background:white;border-color:#93b4ff}.field input::placeholder{color:#97a3b6}.field-error{font-size:12px;color:var(--red);line-height:1.5}.field-error:empty{display:none}[aria-invalid=true]{border-color:var(--red)!important}.form-errors{padding:13px 15px;background:#fff3f1;border:1px solid #f6d0ca;border-radius:11px;margin-bottom:20px;color:var(--red);font-size:13px;line-height:1.5}.form-errors ul{padding-left:20px;margin:7px 0 0}.form-meta{font-size:12px;line-height:1.5;color:var(--muted);margin:0 0 4px}.calculation-help{margin:2px 0 10px}.calculation-help summary{color:var(--accent);font-size:13px;min-height:44px;padding:12px 0}.calculation-notes{padding:14px;border:1px solid var(--line);border-radius:12px;background:#f8faff;color:var(--muted);font-size:12px;line-height:1.6}.calculation-notes>p:first-child{margin-top:0}.field-note{margin:12px 0}.field-note strong{font-size:12px;font-weight:650;color:var(--ink)}.field-note p{margin:3px 0}.calculation-limit{padding-top:12px;margin-bottom:0;border-top:1px solid var(--line)}.form-actions{display:flex;gap:10px;margin-top:12px}.button,.text-button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 16px;border-radius:11px;font-size:14px;font-weight:600;line-height:1.4;text-align:center;text-decoration:none}.button{border:1px solid var(--accent);background:var(--accent);color:white;box-shadow:0 3px 6px #2563eb12}.button:hover{background:var(--accent-dark);border-color:var(--accent-dark)}.text-button{border:1px solid var(--line);background:white;color:var(--muted)}.text-button:hover{background:#f4f6fa;color:var(--ink)}.form-actions>.button{flex:1;min-width:0}.notice{padding:13px 16px;border:1px solid #d8e5ff;border-radius:12px;background:var(--blue-light);font-size:13px;line-height:1.5;margin:12px 0;color:var(--accent-dark)}.notice.warning{background:#fff7ed;border-color:#fed7aa;color:#92400e}
.result-card{margin-top:24px;padding:22px;background:#f1f6ff;border:1px solid #dce7ff;border-radius:16px;overflow-wrap:anywhere}.result-card[data-status=shortfall]{background:#fff7ed;border-color:#fed7aa}.result-eyebrow{font-size:12px;font-weight:600;color:var(--muted)}.result-value{margin-top:8px;color:var(--accent-dark);font-weight:750;font-size:clamp(30px,6vw,40px);letter-spacing:-1px;line-height:1.2}.result-card[data-status=shortfall] .result-value{color:#9a3412}.result-value>span{font-size:17px;font-weight:550;letter-spacing:0;margin-left:8px;white-space:nowrap}.result-description{font-size:13px;line-height:1.55;color:var(--muted);margin:10px 0 18px}.result-details{margin:0;font-size:12px}.result-details>div{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:12px;padding:10px 0;border-top:1px solid #dce5f3}.result-details dt{color:var(--muted)}.result-details dd{margin:0;text-align:right;font-weight:600;color:var(--ink)}.result-warning{font-size:11px;line-height:1.6;margin:12px 0 0;color:var(--muted)}footer{border-top:1px solid var(--line);padding:20px 0 28px;font-size:11px;line-height:1.6;color:var(--muted)}.footer-meta{display:flex;justify-content:space-between;gap:20px}.footer-brand{min-height:44px;display:inline-flex;align-items:flex-start;padding-top:9px;color:var(--muted);text-decoration:none;font-size:18px;font-weight:700;letter-spacing:-.6px}.footer-meta>div{display:flex;flex-direction:column;align-items:flex-start;min-width:0}.footer-meta a:not(.footer-brand){display:inline-flex;align-items:center;min-height:44px;color:var(--muted);overflow-wrap:anywhere}.footer-meta>div>span:last-child{font-size:10px;max-width:34ch}#tools-footer .wl-sponsor{margin:20px 0 0;padding:14px 16px;border:1px solid var(--line);border-radius:12px;background:transparent;color:var(--muted);font-size:12px;box-shadow:none}#tools-footer .wl-sponsor-label{font-size:10px;letter-spacing:.04em}#tools-footer .wl-sponsor h3{font-size:13px;font-weight:600;color:var(--muted);margin:7px 0}#tools-footer .wl-sponsor p{font-size:12px;line-height:1.55;margin:6px 0}#tools-footer .wl-sponsor a{display:inline-flex;align-items:center;min-height:44px;font-size:12px;font-weight:550;margin-top:0;color:var(--muted)}
@media(max-width:600px){.tool-choices{grid-template-columns:1fr;gap:12px}.tool-choice{min-height:104px;padding:18px}.hub-heading{margin-top:10px}.tool-card{padding:22px}.tool-choice strong{font-size:17px}}
@media(max-width:440px){.site-header,main,footer{width:calc(100% - 32px)}.site-header{min-height:70px}.brand{font-size:23px}.header-actions select{max-width:155px}.hub-heading{padding-right:0;margin-bottom:20px}.free-label{position:static;display:inline-block;margin-top:10px;font-size:11px}h1{font-size:28px}.tool-heading h1{font-size:25px}.tool-card{padding:20px 16px}.form-grid{grid-template-columns:1fr}.field{margin-bottom:16px}.field label{font-size:14px}.result-card{padding:18px 15px}.footer-meta{gap:14px}.choice-icon{flex-basis:44px}.tool-choice{gap:13px}.choice-copy>span{font-size:14px}.result-details>div{gap:8px}}
@media(prefers-reduced-motion:reduce){.tool-choice{transition:none}}
@media print{.site-header,.skip-link,#tools-hub,#tool-nav,#tools-footer,.form-actions,.calculation-help,#load-status{display:none!important}main{width:100%;padding:0}.tool-card{border:0;padding:0;box-shadow:none}.result-card{break-inside:avoid}body{background:white}}
.brand{display:flex;align-items:center;gap:8px}.brand img{border-radius:9px}.pdf-choice{grid-column:1/-1;background:linear-gradient(115deg,#fff,#eef4ff);border-color:#c7d7ff}.pdf-icon{font:800 12px/1 system-ui}.pdf-choice .choice-copy strong{color:#1d4ed8}